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Unraveling the Mysteries of Homeownership

Whether you’re eyeing your next home purchase or stepping into the realm of homeownership for the first time, the process might seem formidable. However, with the right preparation and knowledge, you can approach homebuying with confidence.

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Elevate Your Savings with a Certificate of Deposit

With the current state of interest rates impacting the affordability of loans across the board—from mortgages to personal loans—it’s become increasingly challenging for many to meet their financial aspirations. In light of Financial Literacy Month, Farmers State Bank aims to shed light on a banking solution capable of significantly enhancing your savings during periods of elevated rates: certificates of deposit (CDs).

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Alert on Fraud: The Rising Threat of Deep Fake and Cloned Voice Scams

Unlike traditional email spoofing, AI technology facilitates voice cloning or deepfake scams, where a criminal needs only a brief audio sample to convincingly mimic someone you trust. Whether it’s a distress call from a supposed family member in need or a fake directive from your employer, the goal remains the same: to fool you into making an urgent money transfer.

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Rising Concerns Over Check Fraud

Farmers State Bank is proactive in deploying strategies to detect check fraud, but emphasizes that customers also have a crucial role in fortifying their financial defense. To this end, Farmers State Bank shares seven effective strategies to help customers steer clear of check fraud.

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